The main issue with debt consolidation is that is a band aid covering up the main problem. You still owe all of the money and you still have all of the poor behavior that got you into the situation in the first place. Building more debt by taking out loans in order to get out of old debt just leading to a harder time. To truly get out of debt it takes hard work and time.
See more: https://www.usshocknews.com/2020/08/debt-consolidation-guide.html
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